But let's not fool ourselves into believing false ideals. Money is necessary. We need it to pay our rent or mortgage. We need money to pay the bills. Even if you own your home, generate your own power, grow your own food, walk everywhere and live off the land, you will still need money.

You need healthcare. In this country, the very health of our population is tied to employment. Without a decent job with benefits, the cost of healthcare becomes unmanageable. The best healthcare is reserved either for those with a lot of money or for the members of a good group plan.

Stop competing with your neighbors and cut your lifestyle down to the bare necessities. Even if you cut everything back, you still need money. Once you've covered the basics, you need to put something aside. Something always breaks, and something always needs replacing. Resist as much as you can, but there will always be something to buy that will make your life a bit better. There will always be unplanned expenditures.

Don't even think about having kids. Besides the immediate baby supplies, you'll need to start saving right away to send that youngster off to college. And while you're hoping they don't need braces, you'll have to find a good grade school which means moving to a high rent school district or shipping them off to private school.

Then there's insurance. On top of having your own cache of gold stored neatly beneath your mattress, you need to get a good plan just in case something really bad happens. As if your health wasn't enough to insure, there's also your home, your car, your belongings and even your life. Just in case, you need a good plan.

So let's assume we've got all that covered. There's money in the bank, you're covered from head to toe with quality insurance plans, you live in a smart town with a good school, and everything's taken care of.

Now that earning money isn't necessary, what would you do with your day?